Lesson 1: Debit vs Credit
Duration of Days: 7
Lesson Objective
Students will categorize transactions as "Debit" (immediate) or "Credit" (loan) and identify the risks of each.
Which card takes money from my pocket right now? Why would I ever use a credit card?
Debit, Credit, Interest, Balance, APR, Overdraft.
CCSS.MATH.CONTENT.6.NS.C.5
Description: Students sort cards into "Debit" or "Credit" piles based on scenarios.
Purpose: Preventing debt cycles before they start.
DOK Level: 2.
Use physical "play" cards and a mock ATM; use color-coded "Safe" (Green/Debit) vs. "Warning" (Red/Credit) visual aids.
A "Which Card?" quiz with 8 real-world scenarios (ex. "You have $50 in the bank and need a $20 pizza").
Sample (de-identified) credit card offers, dummy debit cards.