Unit 4: Managing Credit

What is the value of credit reports to borrowers and to lenders?
How can a negative credit report affect your financial options?
How does a credit score affect creditworthiness and the cost of credit?
What are the factors that affect your credit score?
What happens if I am the victim of identity theft

Understand and explain the importance of credit scores and credit history.
Identify and explain the five C’s of credit
Identify and define important terms associated with credit, the major credit agencies, and circumstances which can affect credit both positively and negatively.
Thoroughly understand the importance of responsible credit care and use for their financial future.
Identify ways of finding out one's credit score
Describe how their credit score impacts their ability to borrow money and at what rate.
Understand different types of identity theft and how they might occur.

Interactive activities

Graphic organizer

Define, understand and use terminology, concepts and principles

Reading embedded articles

Student centered videos

Analyze videos 

Case studies

Formative and summative assessments