Lesson Objective

Students will explain how banks create money through lending and the money multiplier process.

How does fractional reserve banking work?

Why does lending increase the money supply?

C3: D2.Eco.10.9-12

CCSS: RH.11-12.7

DOK 3 – Strategic Thinking
Students analyze the role of banks in expanding the money supply and evaluate the implications of lending behavior.

Step-by-step modeling

Visual flowcharts

Practice with scaffolds

  • Money multiplier practice problems